Got Bad Credit? No Credit?
If you have bad credit, no credit, or have
had trouble getting approved for a credit card, you should know thatcredit card companies view people who have no credit similar to
those who have bad credit.
DON'T APPLY for a bunch of
credit cards with "low APR's". While this may sound attractive,
until you prove your credit worthiness, you are viewed as a risk, and you
will usually not qualify for a credit card with a "low APR".Every time you
apply for a credit card, your credit record is checked and an "inquiry" is
placed on your record. Too many inquiries will hurt your credit score.
If you have no credit, poor or bad credit, apply
for cards that help establish or rebuild credit like those listed below.
Some issuers of secured credit cards charge an annual membership or
participation fees ranging from $25 to $50 and sometimes as
high as $100.
If you don't know what your credit rating is, it's time to find out! Purchase a copy
of your credit report and/or credit score. They're cheap, and will help you learn
where you stand. Only when you know what your status is, can you begin to improve it.
Visit our credit report section now. Or, continue below to apply for the best cards online for those with little or damaged credit.
Cards for Those with Bad Credit
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